How freight invoice factoring works.
Check the customer before you haul. Send your paperwork after delivery. Get funded while we handle invoicing and collections. Here’s the full process with Trucking Partners.
The process, step by step
The first three steps are yours. Then our team processes the approved invoice, bills your customer, and tracks payment.
Check customer credit
Before you accept a load, check the broker or shipper with our team or through TP Connect. Free credit checks help you know whether the customer is approved.
Deliver the load
Complete the haul and collect signed delivery paperwork. Keep the rate confirmation and any other documents tied to the shipment.
Send your paperwork
Upload the freight bill and supporting documents in TP Connect or email them to our team. We review the packet and prepare the invoice.
Get funded
Once your account is set up and complete paperwork is received, we process approved invoices immediately.* Choose your preferred payment method.
We bill and follow up
We send the invoice to your broker or shipper and handle collections. You can track the invoice status in TP Connect.
Your customer pays us
When the broker or shipper pays the invoice, that transaction is complete. Customer payment commonly takes 30–45 days.
*Average processing time is 2–3 hours after complete shipping paperwork is received. Unapproved customers, missing documents, shortages, damage claims, and rate changes may delay funding.
What paperwork do you need?
A complete packet helps us verify your load and move funding forward. Upload through TP Connect or email the documents to our team.
- Rate confirmation
- Signed bill of lading or proof of delivery
- Scale tickets, lumper receipts, and other load attachments when applicable
- Documents that match the agreed load and rate
Let’s keep your trucks moving.
Based in Cullman, Alabama, our team knows trucking and will walk you through the factoring process in plain language.