Freight invoice factoring for owner-operators and growing fleets.

Turn delivered loads into cash flow sooner. Our trucking-experienced team in Cullman, Alabama handles invoicing and collections, so you can focus on the next load.
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Prefer to talk? Call (256) 737-8788 →

Factoring made simple

Three clear steps from delivered load to working cash.

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Deliver the load

Complete the haul and collect your delivery paperwork.

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Send your paperwork

Upload freight bills and supporting documents through TP Connect, or email them to our team.
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Get funded

Once complete shipping paperwork is received, we process approved invoices immediately.* Choose your preferred payment method.

*Average processing time is 2–3 hours after shipping paperwork is received. 

See how freight factoring works

Upload the paperwork for a delivered load through TP Connect, or email it to us. Once your account is set up and the documents are complete, we review approved invoices and process funding immediately.* Then we handle billing and collections while you focus on the next haul.

See the full process →

What carriers say about working with us

Everyone at Trucking Partners has been easy to work with, from the time I first stopped in to meet them til now. They have been an important part of our company’s growth. I’m glad they’re our partner. I would definitely recommend this company.
Faith Logistics 3.0
I like Trucking Partners very much. They keep things simple. I refer other clients to them whenever I get the chance.
DPUK Transportation
Trucking Partners is a very easy company to work with. I can upload my paperwork or just email it. Sometimes I get an ACH the next day and other times I just stop by their office to pick up a check the same day. They’re friendly and always willing to help whenever we need it.
Alabama Cold Express
Going into trucking was a little scary at first but I felt better about it after I contacted Trucking Partners. Most of all, they’re nice but they also know a lot about trucking which makes me feel good about having them for my factoring company.
Eden Express
The folks at Trucking Partners are very easy to work with and have helped my company grow. The fast cash flow is necessary but their taking care of the paperwork saves me a lot of headaches. I just fax in the paperwork and they do all the rest. Credit checks, billing, collecting . . . everything.
Patrick Transports
Very nice people. They know who I am when I call. They get things done quickly and accurately and they always answer the phone.
CSK Express
I like that the people at Trucking Partners understand trucking and truckers. Not just a money source but can help me with other trucking issues because most of them have worked in trucking.
McDonald Transport
Trucking Partners lives up to their name. They act like our partner, always available and there when we need them. We left another factoring company to come to Trucking Partners and are glad we did.
G and G Express

Straightforward terms. A team that knows trucking.

Clear terms from the start

  • No Setup Fees
  • No Termination Fees
  • No Long-Term Contract
  • No Monthly Minimum

We’ve owned and operated trucking companies ourselves. We understand what it takes to keep a truck moving, and we’ll explain your factoring options in plain language.

A factoring partner who knows your name.

Based in Cullman, Alabama, we work with new owner-operators and growing fleets across the country. You’ll talk with real people who understand the trucking business and will help you find a program that fits.

Meet our team

More support for every mile

Funding is only part of the picture. Here’s what comes with a Trucking Partners relationship.

Advance options

Advance up to 100% on eligible freight invoices, with recourse and nonrecourse options for different carrier needs.

Immediate funding*

Send shipping paperwork after delivery and we process approved funding immediately. Average processing time is 2–3 hours; incomplete documents or approval issues can delay it.

No hidden fees

No setup fee, long-term contract, or monthly minimum. Factor the invoices that make sense for your business.

Free TCS fuel card

Factoring clients can get the TCS Fuel Card free and access fuel discounts at participating truck stops.

TP Connect app

Upload freight bills and documents, request funding, run free credit checks, view reports, and manage your account from your phone.

Free credit checks

Request customer credit checks before you accept a load, so you have more information about who you’re hauling for.

Receivables support

We handle receivables tracking and collections, giving you more time to focus on moving freight.

Personal service

Reach a team that knows its clients by name and helps them work through the details.

Trucking experience

Work with people who have owned and operated trucking companies and understand the day-to-day realities.

Simple programs

Choose a recourse or nonrecourse program and understand how the fees work before you start.

Send your paperwork through the portal or by email. We’ll help you choose a straightforward way to work together.

Prefer to talk?

Tell us what kind of trucking business you run and we can talk through whether factoring fits. Or call us directly.

Let’s talk about your business

Share a few details and we’ll reach out to discuss your freight factoring options and next steps.